Sign InSign Up

Track your money. Know where it goes.

Kaldo is a personal finance tracker that helps you manage wallets, track income and expenses, share budgets with others, and understand your spending habits.

Get Started
Kaldo dashboard

Your finances, beautifully organized.

From daily coffee to monthly rent, Kaldo gives you a clear picture of where your money goes and helps you make smarter decisions.

Get Started

Multiple wallets.

Organize your finances with separate wallets for cash, bank accounts, savings, and more. See each balance at a glance.

Income & expense tracking.

Log every transaction with categories, notes, and dates. Know exactly where your money goes each month.

Transfers between wallets.

Move money between your wallets with a single tap. Transfers are tracked automatically so your balances always stay in sync.

Balance adjustments.

Reconcile your balances in seconds. Adjust any wallet to match your real-world balance without creating fake transactions.

Shared wallets.

Share wallets with family, friends, or roommates. Everyone sees the same balance and can add their own transactions.

Custom categories.

Create your own income and expense categories with custom icons and colors. Organize transactions however you like.

Stats & analytics.

Visual breakdowns of spending by category, income vs. expense trends, and monthly comparisons to help you save more.

Calendar view.

See your transactions laid out on a calendar. Spot patterns, track recurring expenses, and plan ahead with ease.

Dark mode.

Easy on the eyes, day or night. Kaldo looks great in both light and dark themes, and follows your system preference.

Your finances in your pocket.

Take Kaldo everywhere with the iOS app. Track expenses, manage wallets, and stay on top of your money on the go.

Kaldo iOS app on iPhone

Everything you need to manage your money.

Powerful features, simple interface. No bloat, no spreadsheets.

Multiple Wallets

Organize cash, bank accounts, savings, and investments into separate wallets with individual balances.

Secure by Default

Your financial data is encrypted and stored securely. We never share your information with third parties.

Shared Wallets

Manage household or group finances together. Invite family or friends to collaborate on shared budgets.

Smart Insights

Automatic spending summaries, category breakdowns, and month-over-month trends to keep you on track.

Works Everywhere

Access Kaldo from any device with a browser. Your data syncs in real time across desktop, tablet, and mobile.

Fully Customizable

Custom categories, icons, and colors. Set up Kaldo to match your personal budgeting style.

Kaldo stats and analytics

Frequently asked questions

Yes! Kaldo is completely free for personal use. Create wallets, track transactions, and view your stats at no cost.
You can invite other Kaldo users to join a wallet. Everyone in the wallet can add transactions and see the shared balance in real time.
Absolutely. All data is encrypted in transit and at rest. We use industry-standard security practices and never sell or share your data.
Each wallet has its own currency setting, so you can track finances in any currency you use. Multi-currency support is built in.
Kaldo is a web app that works on any modern browser. Use it on your desktop, tablet, or phone - your data syncs instantly.